STATEMENTS
Transaction Processing Codes
| Message Type | Processing Code | Description |
|---|---|---|
| 15B/15BR | 070000 | Cash out – function 034 |
| 15I/15IR | 320000 | Card Transfer Out – Debit – function 035 |
| 27I/27IR | 320000 | Card Transfer In – Credit – function 035 |
| 15J/15JR | 230000 | Withdrawal from Card– function 007* |
| 27J/27JR | 230000 | Deposit to Card – function 007* |
| 15L/15LR | 340000 | Cardholder Fee – Debit – function 030* |
| 27L/27LR | 340000 | Cardholder Fee – Credit – function 030* |
| 15M/15MR | 330000 | Debit Adjustment – reduce card bal – function 031 |
| 27M/27MR | 330000 | Credit Adjustment – increase card balance – function 031 |
| 15M/15MR | 390000 | Base II adjustment transaction – debit – function 031 |
| 27M/27MR | 390000 | Base II adjustment transaction – credit – function 031 |
| 27X/27XR | 370000 | Deposit to Card from Instant Issue – function |
| 15N/15NR | 380000 | Monthly Cardholder Fee – function 030 |
| 0100/0110 | 000000 | Authorization Purchase from Funding |
| 0100/0110 | 002000 | Authorization Purchase from DDA |
| 0100/0110 | 010000 | Cash Disbursement from Funding |
| 0100/0110 | 012000 | Cash Disbursement from DDA |
| 0100/0110 | 110000 | Quasi Cash purchase from Funding |
| 0100/0110 | 112000 | Quasi Cash purchase from DDA |
| 0100/0110 | 180000 | POS with Cash -back |
| 0100/0110 | 300000 | Balance Inquiry |
| 0100/0110 | 302000 | Balance Inquiry from DDA |
| 0101/0110 | 000000 | Authorization Purchase repeat from Funding |
| 0101/0110 | 002000 | Authorization Purchase repeat from DDA |
| 0101/0110 | 010000 | Cash Disbursement repeat from funding |
| 0101/0110 | 012000 | Cash Disbursement repeat from DDA |
| 0400/0410 | 000000 | Authorization Purchase reversal from funding |
| 0400/0410 | 002000 | Authorization Purchase reversal from DDA |
| 0400/0410 | 010000 | Cash Disbursement reversal from funding |
| 0400/0410 | 012000 | Cash Disbursement reversal from DDA |
| 0400/0410 | 110000 | Quasi Cash reversal from Funding |
| 0400/0410 | 112000 | Quasi Cash reversal from DDA |
| 0401/0410 | 000000 | Authorization purchase reversal repeat from funding |
| 0401/0410 | 002000 | Authorization purchase reversal repeat from DDA |
| 0401/0410 | 010000 | Cash Disbursement reversal repeat from funding |
| 0401/0410 | 012000 | Cash Disbursement reversal repeat from DDA |
| 0401/0410 | 110000 | Quasi Cash reversal repeat from funding |
| 0401/0410 | 112000 | Quasi Cash reversal repeat from DDA |
10.2. Response Codes
| Code | Description |
|---|---|
| 000 | Approved |
| 001 | Approved, verification only – VISA only |
| 002 | Partial Approval |
| 003 | Approved – VIP |
| 009 | Force Post unmatched – requires follow up [STAR only] |
| 011 | Refer to card issuer [STAR only] |
| 012 | Refer to card issuer – special conditions [STAR only] |
| 048 | PIN Change Required |
| 049 | Account not Open/Inactive Card |
| 050 | Invalid MTI |
| 051 | Expired card (expiration date check) |
| 052 | Allowable number of PIN tries exceeded |
| 053 | Invalid Transaction |
| 055 | Transaction not permitted to Cardholder |
| 056 | Incorrect PIN |
| 057 | Pickup card – Lost/Stolen |
| 058 | Declined Card Status |
| 059 | Restricted Card |
| 060 | Invalid Account number – no such number |
| 061 | No action taken – unable to back out prior transaction – VISA only |
| 062 | Invalid Account type |
| 063 | Daily or monthly limit amount exceeded |
| 064 | Bad Track II |
| 065 | No DDA Account |
| 066 | No Savings Account |
| 067 | Invalid Transaction Date |
| 068 | Invalid Amount – STAR only |
| 069 | Account Closed – STAR only |
| 070 | Invalid PAN |
| 071 | Invalid response |
| 072 | Card on National Negative File |
| 073 | Format error – STAR only |
| 075 | Invalid PAN length |
| 076 | Insufficient Funds |
| 078 | Duplicate Transaction |
| 081 | Expired Card, Capture – STAR only |
| 082 | Suspected fraud, capture – STAR only |
| 084 | Restricted Card, capture – STAR only |
| 086 | Allowable pin tries exceeded [capture] – STAR only |
| 087 | Lost Card, capture – STAR only |
| 088 | Stolen card, capture – STAR only |
| 089 | Bad CVV2- field is missing – VISA only |
| 092 | Merchant Suspicious |
| 095 | Amount over Maximum |
| 096 | Blocked Country Code |
| 097 | Invalid Check Digit |
| 098 | Online Gambling prohibited |
| 100 | General denial – STAR only |
| 113 | Timeout |
| 120 | Force Post not applied – VISA only |
| 122 | Security Box down |
| 123 | Unable to perform validation |
| 130 | Unable to call Rule Engine |
| 133 | Daily or monthly limit count exceeded |
| 134 | Unable to locate previous message (no match on retrieval reference number) – VISA only |
| 135 | Previous message located for a repeat or reversal, but repeat or reversal data inconsistent with original – VISA only |
| 136 | Cryptographic error |
| 137 | Incorrect CVV/ICVV [Track 1 for STAR] |
| 138 | Unable to verify PIN |
| 139 | Invalid CVV – STAR only, track 2 |
| 143 | Cash service not available (manual cash) – VISA only |
| 150 | Invalid Service Code |
| 152 | Unable to validate CVV2 |
| 153 | Expiration Date Mismatch |
| 154 | Credit Account does not exist |
| 206 | Cardholder not found |
| 208 | Replacement amount greater than original amount – VISA only |
| 209 | Transaction not Allowed |
| 210 | Requested function not supported – STAR only |
| 903 | Pickup card – Stolen |
| 997 | Issuer is unavailable – Network stand-in |
| 998 | Processing Error in Rule Engine |
| 999 | Default reject |